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Glossary

The yearly period when people can enroll in Individual and Marketplace health insurance plans.


Outside Open Enrollment, you may still be able to enroll in coverage if you have certain life events, like getting married, having a baby, or losing other health coverage, or based on your estimated household income.

A change in your situation — like getting married, having a baby, or losing health coverage — can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.


The law provides consumers with subsidies ("premium tax credits") through the ACA marketplace offering lower costs for households with incomes between 100% and 400% of the federal poverty level(FPL).


Premium subsidies can significantly lower your monthly premium costs, if you qualify making health insurance more affordable for individuals and families.

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